View low-cost medical coverage in Tucson, Phoenix, and all Arizona cities. Pre-existing conditions are covered and you may qualify for a federal subsidy. Low-cost high-deductible plans are offered, along with comprehensive copay options.
Get the best health insurance rates in Arizona. We research, compare and show you the policies that are the most affordable. 2018 Marketplace plans cover 10 essential benefits including maternity and mental illness. There is no waiting period or extra deductible to meet. Coverage is guaranteed to be approved during Open Enrollment periods (assuming citizenship guidelines are met). Exchange contracts can also be purchased as "off-Marketplace" plans and all policies are approved by the Arizona Department of Insurance.
You may qualify for a large federal subsidy that pays up to 100% of your Exchange policy premium. The instant tax credit is based on the FPL (Federal Poverty Level) guidelines. You may also qualify for CHIP or Medicaid , if you are a low-income household, or Medicare if you have reached age 65. Several low-cost Medicare Supplement and Advantage plans are offered to Seniors that help reduce potential out-of-pocket expenses.
Your application can not be declined for medical reasons. Many affordable plans can easily be purchased from most of the major companies. Carriers that offer Arizona coverage are Blue Cross Blue Shield of Arizona, and Ambetter. With more than 37 years of experience, we specialize in shopping, comparing and finding quality healthcare plans at the lowest available prices.
Arizona Senior Medigap plans are also available. Medicare Supplement plans can help reduce out-of-pocket costs not covered by original Medicare. Advantage contracts are also popular, and many include prescription drug benefits. Available plan options include Cigna-HealthSpring Achieve Plus, Cigna-HealthSpring Preferred Plus, AARP MedicareComplete, AARP MedicareComplete Plus, UnitedHealthcare Assisted Living Plan, and Aetna Medicare Prime Plan. Part D prescription drug plans are also offered. Note: Supplement plans are standardized, so the same plan will have similar benefits with differentt carriers. Price, of course, can vary.
Four Marketplace “Metal” plans are available. Platinum, Gold, Silver, and Bronze plans will qualify for the Obamacare subsidy. A “catastrophic” option is also offered that features very low rates but does not include all of the 10 required “Essential Health Benefits.” You must meet specific financial hardship guidelines for the catastrophic plans unless you are under age 30. Silver-tier contracts are eligible for "cost-sharing" which can lower deductibles and copays.
Several of the most affordable plan options are shown below:
Blue Cross and Blue Shield of Arizona EverydayHealth HMO 6500
Blue Cross and Blue Shield of Arizona EverydayHealth HMO 4000
Blue Cross and Blue Shield of Arizona EverydayHealth HMO 1500
Blue Cross and Blue Shield of Arizona SimpleHealth HMO
Ambetter Balanced Care 9
Ambetter Balanced Care 4
Ambetter Essential Care 2 HSA
The DOI helps regulate carriers and approve rate change requests. For 2018, although rates have increased, many affordable plans are still offered. The Arizona Department of Insurance also helps consumers with understanding differences in plans and keeping updated on any legislative changes related to Arizona healthcare. New carriers that request to offer AZ plans must be approved after a comprehensive process is completed.
Your online Arizona Health Insurance quotes are free. Simply click on our secure link below, provide your zip code and get the best rates!. There is no cost or obligation!
• Post ID: 35603806 phoenix