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Posted: Tuesday, January 23, 2018 11:54 PM

Department: Loan Originators Location: Thunderbird, AZ Do you live in the West Valley? Are you closing 2-5 loans per month and looking to grow your business even more. Come see what we have to offer! Education to grow your business, marketing materials to increase client traffic - the list goes on. Top comission pay outs! Come be part of a top producing team! Executive Summary of Position: Amerifirst Financial, Inc. is involved in all aspects of retail mortgage lending and works to provide borrowers, local realtors, and others in the mortgage and real estate industry with a comprehensive selection of loan products and uncomprised service at competitive rates. The purpose of the Mortgage Loan Officer position is to proactively identify, develop, and maintain a quality network of business partnerships, including but not limited to, real estate professionals, builders, and financial professionals, as well as develop relationships within their community that serve as a referral source for new mortgage applications. Essential Duties: Take thorough and complete loan applications; analyze and prequalify applicant to determine viability of the client's desired loan program. Pull and analyze client's credit. Correct any inaccuracies and determine the correct loan options for the borrower based upon the applicant's present situation, future goals, and desired loan product Pull and analyze client's credit. Correct any inaccuracies and determine the correct loan options for the borrower based upon the applicant's present situation, future goals, and desired loan product Gather all initial documentation required based upon the applicant's selected loan program and ensure the 1003 including all disclosure requirements are all signed by borrower. Update job knowledge, including but not limited to all agencies, FNMA,FHLMC, HUD, VA, and regulations, by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Work closely with Loan Processor, and Loan Officer Assistant as applicable, to ensure all needed documentation is obtained as the loan moves through the loan process. Adheres to all applicable state and federal laws and/or regulations including, but not limited to, the Real Estate Settlement Procedures Act, Truth-in-Lending Act, Fair Housing Act, Dodd Frank, and any related state mortgage banking laws, as well as, the rules and ethics of the mortgage banking industry and HUD. Adheres to AFI's Marketing and Advertisement policies and procedures. Provides on-going communication to clients and business partners throughout the loan process Develops and maintains successful relationships with business referral sources, existing and prospective. Maintains an active pipeline of a minimum of 10 loans after initial 90 days of employment with Amerifirst. Represents Amerifirst Financial in a professional manner at all times adhering to all company policies. Other Duties: Handle multiple tasks simultaneously. Participate in proactive team efforts to achieve departmental and company goals. Participate by example through sharing of knowledge and skill to promote a positive team work environment. Comply with all safety policies, practices and procedures. Reporting of potential or actual violations of such policies, practices and procedures to Supervisor. Perform other duties as assigned by Management. Education, Knowledge, skills, Abilities and Experience: ' Mortgage Loan Originator License is required (Successful completion of 20-Hour SAFE Act training and successful completion of National EXAM (NMLS)) ' One or two years of industry- related experience and/or training is required. ' Familiarity with FNMA/FHLMC, FHA/VA guidelines and understanding of all facets involved in real estate transactions as well as federal and state compliance regulations. ' Language skill required is ability to read, analyze, and interpret general business periodicals, professional journals or governmental regulations. Ability to write business correspondence. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. ' Computer skill required is that of basic personal computing including electronic mail, word processing, spreadsheets, graphics, etc. experience with Encompass 360 LOS is preferred but not required. Equipment/Technology Competency Requirements: ' Computer ' Fax ' Printer ' Scanner ' Copier ' Calculator ' Telephone Decision Making: Use independent judgment to achieve assigned objectives and goals while operating within corporate and departmental policy guidelines. Communications: ' Maintain a positive, friendly, sincere and professional attitude when representing the company. ' Apply common sense understanding in distributing and carrying out tasks and instructions. ' Work independently and in cooperation with others. Working Conditions: Requires light physical activity performing non strenuous daily activities of an administrative nature as well as periods of prolonged sitting. Requires extensive typing, filing and writing. Requires the ability to speak and hear. Disclosure: This job description is not intended to be an all-inclusive representation of all possible duties, responsibilities and/or qualifications. Other duties, responsibilities and/or qualifications may be assigned to this position as the need arises and/or management requires. Understands, accepts and recognizes requirements relating to compliance issues and attends training as is appropriate and relative to their position. Including, but not limited to: the Bank Secrecy Act: Anti-Money Laundering, USA Patriot Act. PM17 PI100933838


• Location: Phoenix

• Post ID: 69018757 phoenix is an interactive computer service that enables access by multiple users and should not be treated as the publisher or speaker of any information provided by another information content provider. © 2018